Terms and Conditions of Use

Last updated on 09/13/2020

These Terms and Conditions of Use (“Agreement”) is a legal agreement between User (hereinafter referred to as “You”,”Your”) and Michelle W. Murphy, LLC D/B/A The CEO Legal Loft (hereinafter referred to as “Website Owner, We, or Our”), the owner and developer of www.theceolegalloft.com.

Your participation in the use of this website is conditional on your acceptance of the terms and conditions and privacy policy contained in this Agreement.

The WEBSITE OWNER RESERVES THE RIGHT TO CHANGE THE TERMS AT ANY TIME AND WITHOUT NOTICE TO YOU.

All website users must be at least 16 years old.

By participating on this website, You understand The CEO Legal Loft is owned by Michelle W. Murphy, LLC and is not a law firm. Nothing on this website is legal advice and no attorney-client relationship is formed by purchasing or viewing a contract template. If you have a specific problem and need legal advice, contact a licensed attorney.

Digital product Use and Consent

By purchasing our products, You were given a reasonable notice that these Terms and Conditions of Use existed. By moving forward with Your purchase of any of our products or membership, you implicitly agreed and continue to agree to abide by these Terms and Conditions of Use, as well as any disclaimers and privacy disclosures contained in these Terms and Conditions of Use.

You agree You are at least 18 years old or of age in our applicable jurisdiction to access Your purchases. Access of purchases and related materials by a minor is a violation of use, and We reserve the right to terminate Your access if such an issue is discovered.

Limited license

Any and all materials, paid or free, that You access on this or any related domains are the sole ownership or licensed use of The CEO Legal Loft.

We own Our page layout and design, overall look and appearance, individual graphics, icons, videos, logos, taglines, and trademarks (common law or federally registered) unless otherwise stated. You are not allowed to reproduce any part of Our product(s) or related communications.

You are only receiving a limited, non-transferable, non-exclusive, revocable license for non-commercial use only in order to access any content or materials in the products You have paid for or opted to receive. 

If you violate this license by giving or selling a copy of Our template(s)/product(s) to anyone, We reserve the right to send You a bill for the licenses you have sent to others and revoke your access to Our template(s)/product(s) permanently.

You may:

  • Access Your purchases for Your personal use or use in Your business for non-commercial purposes.
  • Download and/or print any purchases for Your personal use or in Your business for non-commercial purposes.

You may NOT:

  • Re-sell or trade Your access to Your purchases.
  • Share Your purchase with anyone else who has not yet purchased it or opted in to receive it.
  • Reprint or republish any of your purchases, in part or in whole.
  • Distribute any of the materials contained in Your purchases or related materials and/or communications as Your own, otherwise known as stealing.
  • Reproduce and tweak any part or whole of Your purchases for distribution as Your own work.
  • Claim ownership or use over any of Our intellectual property without Our prior consent, which includes (but is not limited to): copyrights such as course materials, worksheets, workbooks, lessons, videos, and more; trademarks such as names, logos, taglines, or other unique source identifiers; or trade dress including the look and feel of any of Our offerings (and its related communications and materials).
  • Use Our offering or any related materials and/or communications in an unlawful way or for any illegal or unlawful purpose(s).

Intellectual property notice

We own and retain all proprietary rights to the The CEO Legal Loft, its trademarks and copyrights. Except for any information that is in the public domain, you are not authorized to reproduce, transmit or distribute the proprietary information of The CEO Legal Loft. By posting information to The CEO Legal Loft, You represent that You have the right to grant permission for use by Website Owner.

You may NOT use Our intellectual property in any way, which includes republishing any text, image, design, or other property on another website, or posting a quote or image from Our site to any third-party website including social media. We have spent a great deal of time and money building the intellectual property located on this site and in order to maintain the integrity of it, We cannot allow any third party use.

THE FOLLOWING ARE PENDING TRADEMARK REGISTRATIONS OWNED BY MICHELLE W. MURPHY, LLC:

SERIAL NO. 90106506

Your materials and contributions

By submitting a comment, photo, video, or other material(s) onto any website or platform owned or maintained by Us, including but not limited to third-party access sites or online software platforms that We use to advertise or distribute Our offerings and related materials, You agree that We have a non-revocable, commercial license to re-publish Your submission in whole or in part unless You explicitly state that We may not do so with said submission. You have no right to privacy by accessing Your purchases or related materials, and We reserve the right to disclose Your participation in the same.

Do Not Rely on The CEO Legal Loft

Opinions, advice, statements or other comments should not necessarily be relied upon and are not to be construed as professional advice from The CEO Legal Loft or Website Owner. The CEO Legal Loft and Website Owner do not guarantee the accuracy or completeness of any of the information provided, and are not responsible for any loss resulting from your reliance on such information.

Security

We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors such as Stripe and PayPal. By utilizing these payment processors to gain access to Your purchases, You indemnify Us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable terms and conditions of use.

Confidentiality

It is agreed that all personal information given to The CEO Legal Loft, will be kept confidential by The CEO Legal Loft, with the following exceptions: (1) You actively chose to post your personal information for others to see;  (2) you have harassed another person via any service provided by The CEO Legal Loft in which case the confidentiality clause contained in this Agreement is rendered null and void.

No Warranties

The CEO Legal Loft does not make any warranty, express, implied, limited or other with respect to the programs, products, or services provided. You agree that programs, products, services, or program materials are provided “as is” and without warranties of any kind either express or implied.  Specifically, The CEO Legal Loft does not warrant that the programs, products, services will always be available, be uninterrupted, be error free, meet your requirements, or that any defects in the services will be corrected, or that any part of the website, or content are free of viruses or other harmful components.

Limitations of Liability and Indemnification

By using any services provided by The CEO Legal Loft, you agree that in no event will The CEO Legal Loft, its and their officers, employees, agents, affiliates, licensees and web hosting services be liable for any direct or indirect, incidental, special or consequential damages as a result of your access to the website and using any of the purchases.

Your sole remedy for any breach or default of this Agreement by The CEO Legal Loft, shall be a return of the fees paid to The CEO Legal Loft for any purchases provided under this Agreement.

You indemnify and agree to defend and hold harmless The CEO Legal Loft, Website Owner, its and their officers, employees, agents, affiliates, licensees and web hosting services and third parties for any losses, costs, liabilities and expenses (including but not limited to court costs, legal fees, awards or settlements) relating to or arising out of your use of The CEO Legal Loft including any breach by you of the Terms contained in this Agreement.

Earnings Disclaimers

We make no income/financial claims, nor guarantee of any kind regarding the potential income that can be generated through our communications or your participation in the purchase of any of our products. Past results are not an indication or promise of your results. Therefore, We cannot guarantee Your success merely upon access or purchase to Our offering(s) or related material(s).

Refunds

We want you to be satisfied with your purchase, therefore there are circumstances where you can get a refund, per the policies below.

The CEO Legal Loft Membership

If you purchase The CEO Legal Loft membership, and you don’t like what you see AND you have not accessed more than 2 digital products inside, we will be happy to refund you.

To get a refund for your membership, contact The CEO Legal Loft through the Refunds page within the first 7 days from the date you purchase and let us know if you would like a refund. 

We will NOT provide refunds for purchases made more than 7 days following the date of purchase. ADDITIONALLY, we will NOT provide refunds if you have accessed more than 2 digital products within those 7 days.

When we refund you, you will surrender your access to the product. 

Individual contract template purchases and course purchases

If you purchase one of the contract templates, you will have 7-days to ask for a refund, no questions asked. To get a refund for your contract template or course, contact The CEO Legal Loft through the Refunds page within the first 7 days from the date you purchase and let us know if you would like a refund. 

When we refund you, you will surrender your access to the product. 

Bundle Purchases

If you’re not happy with your purchase, you have 7 days to request a refund. We will give you a refund ONLY IF:

You have accessed less than 2 contract templates.

If you have accessed 3 or more contract templates, we will not refund your money.

 After 7 days, there are no refunds.

The CEO Legal Kit and The Contract Checkup Purchases

There are no refunds on these products.

Chargebacks

In the event of a chargeback attempt, You expressly agree to forfeit any and all of Our the materials afforded to You in exchange for Your original purchase. We reserve the right to present proof of Your access and these Terms and Conditions of Use to the financial institution investigating the dispute.

Recurring payments

If You have signed up for a payment plan, You hereby authorize Our continued access to Your financial information stored by Our third-party financial processing company referenced in this Agreement until Your payment plan is complete, as set forth in Your acceptance of the purchase terms upon checkout.

Jurisdiction

This Agreement or any dispute arising from this Agreement is governed by the laws of Florida, without regard to provisions of conflicts of law.

Severability

If any provision is found to be invalid, the remaining provisions will be in full force and effect.

Certification

You certify that you are at least 18 years of age and that your answers to the registration materials on The CEO Legal Loft will be truthful. In accessing and using The CEO Legal Loft, you understand and agree that basic information concerning you, given to The CEO Legal Loft could be published on the website for others to view. Your name, address and e-mail address are kept confidential, except where provided above.

Waiver

The failure of Website or Website Owner to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision.  Any waiver of this Agreement by Website or Website Owner must be in writing and signed by an authorized representative of the Website Owner.

Entire Agreement

This Agreement along with the privacy policy below constitutes your entire Agreement with The CEO Legal Loft with respect to any products, purchases, or services.

Privacy Policy

Last updated on 09/13/2020

BY VISITING WWW.THECEOLEGALLOFT.COM YOU ARE CONSENTING TO OUR PRIVACY POLICY.

This privacy notice discloses the privacy practices for The CEO Legal Loft. Your privacy is important to us. Please review this Privacy Policy carefully. This Privacy Policy describes the policies and procedures of The CEO Legal Loft, its affiliates, successors and assignees (“we”, “our” or “us”) on the collection, use, and disclosure of your information on The CEO Legal Loft and the products, services, features, content, or applications we offer.

WHAT DOES THIS PRIVACY POLICY COVER?

This Privacy Policy covers the treatment of personally identifiable information (“Personal Information”) gathered when you are using or accessing the Site and Services. This Privacy Policy does not apply to the practices of third parties that we do not own or control, including but not limited to Google Analytics, Wave payment services, any other third-party websites, services and applications (“Third Party Services”). We cannot take responsibility for the content or privacy policies of those Third Party Services.

DO WE USE COOKIES?

Yes, The CEO Legal Loft uses cookies to store or access information. If you don’t want cookies used on this website, you can change it within your web browser, however this could affect certain features.

WHAT DATA DO WE COLLECT?

The CEO Legal Loft collects the following data:

  • Personal Identification Information such as: name, email address, physical address, phone number, credit card information for purchases
  • Payment data. The CEO Legal Loft collects data necessary to process your payment if you make purchases such as your credit card and security code. All payment data is stored with Stripe and Paypal. You may find their privacy policy links here: Stripe and Paypal

The CEO Legal Loft automatically collects certain data when you visit the website. This information does not reveal your specific identity but could include device and usage information, such as your IP address, operating system, language preferences, country, location, device name. This information is needed for security, analytics, and reporting purposes.

HOW DO WE COLLECT YOUR INFORMATION?

When you visit The CEO Legal Loft, the website will use cookies to store items in your shopping cart, to optimize the website for a customized user experience, and marketing for Facebook and Instagram.

If you become a customer, The CEO Legal Loft will collect your name, email, address, and phone number and use them for any purchases you make. You may also be requested to sign up for the secured client portal for your purchases.

If you purchase from The CEO Legal Loft, you have the option to pay online through PayPal or Stripe. Any information you provide during the checkout process is not stored on our website but provided to PayPal or Stripe who completes the purchase transaction. You agree that you gave this information voluntarily for the contents that you received. You agree that you gave this information voluntarily for the contents that you received. By using this website, you agree not to hold The CEO Legal Loft  responsible for any security breach and for any unauthorized use of your personal information by third parties.

HOW WILL WE USE YOUR DATA?

Your data will be used for a variety of business purposes identified below:

  • Account creation
  • Send you marketing and promotional messages. The CEO Legal Loft and third party marketing partners can use your personal information for marketing purposes. If you don’t want to receive those emails, you can opt-out at any time.
  • Your information can be used when you purchase, return, or exchange an item from this website.
  • The CEO Legal Loft posts testimonials that include personal information. All testimonials are consented to prior to being put on the website. If you want to update or delete your testimonial, please contact hello@theceolegalloft.com and include your name, where the testimonial is, and your contact information.
  • Targeted advertising, The CEO Legal Loft may use your information to show content that interests you or near your location
  • The CEO Legal Loft hosts giveaways and may use your information if you decide to participate.
  • The CEO Legal Loft is always looking to improve, and may use your information to ask for feedback.
  • To enforce the terms and conditions and other policies for business, legal, or contractual reasons.
  • Respond to legal requests. If The CEO Legal Loft receives a legal request, your data may have to be inspected.
  • Deliver products or services. Your data may be used to deliver any products or services you requested.
  • Google Analytics to analyze Your use on Our website
  • Respond to inquiries. Your data may be used if you use the contact forms on the website.
  • Other business purposes. Your information may be used for data analysis, determine the effectives of promotional campaigns, and to evaluate and improve services, products, and marketing. Your personal information will not be used without your consent.

WILL YOUR INFORMATION BE SHARED?

Your data may be shared with your consent, to perform a contract, or legal obligations to comply with applicable law, government requests, court order, or a legal process.

Your data may be shared to investigate, prevent, or take action regarding violations of our policy, fraud, illegal activities, or for litigation purposes which we are a part of.

Your information may be shared with the vendors, consultants, and third party service provider, contractors, or agents who perform services for The CEO Legal Loft or on behalf of The CEO Legal Loft . Examples include: payment processing, data analysis, email delivery, hosting services, customer service, and marketing efforts.  The CEO Legal Loft does not sell, rent, or trade any of your information with third parties for their promotional purposes.

If you share information from www.theceolegalloft.com on any social media medium, you are voluntarily disclosing your personal information. It becomes public information and can be collected and used by others. The CEO Legal Loft  does not have control over this collection and takes no responsibility for the use, storage or dissemination of such publicly disclosed personal information by you.

WHO WILL YOUR INFORMATION BE SHARED WITH?

The CEO Legal Loft shares your information with the third parties listed below. If The CEO Legal Loft  has processed your data based on your consent and you want to revoke consent, contact hello@theceolegalloft.com.

Stripe, PayPal, Facebook plugins, SiteGround, New Zenler, Google Analytics, and FloDesk.

HOW LONG WILL YOU STORE MY INFORMATION?

Your information is stored for as long as necessary as set out in the privacy policy unless otherwise required or permitted by law (tax, accounting, legal obligations). Your information will not be kept longer than the period of time you have an account with The CEO Legal Loft.

SECURING YOUR INFORMATION

The CEO Legal Loft will not trade, share, or sell your information to any other company without giving you express notification, except for certain third parties who assist The CEO Legal Loft in providing services to You, as listed above. These third parties agree to keep your information private.

The CEO Legal Loft will release your information as required by law and if necessary to protect The CEO Legal Loft’s legal rights and/or to comply with a judicial proceeding or court order, to prevent threats to others or illegal activities, or to prevent abuse of this website.

No security measure is foolproof, and no method of data transmission can be guaranteed against interception or misuse. We cannot guarantee complete security of any information You transmit to Us.

By consent to this Privacy Policy, You acknowledge that Your personal data may be available, via the internet, around the world. We cannot prevent the use or misuse of Your data by other parties.

We will notify You promptly of any known breach of Our security systems or Your data which might expose You to serious risk.

GDPR (GENERAL DATA PROTECTION REGULATION) RIGHTS

If you are a resident in the European Economic Area, you are entitled to the following rights:

  • Know what data has been collected about you and how it has been processed
  • Object to the transfer of your personal data from one electronic processing system into another
  • Make changes to inaccurate information
  • Withdraw consent after you have given your personal data
  • Ask for your personal data to be deleted
  • Informed in clear and plain language if you are asked for consent of your personal data

If you believe The CEO Legal Loft is unlawfully using your information, you have the right to complain to your local data protection supervisory authority. You can contact them at: https://edpb.europa.eu/about-edpb/board/members_en

PRIVACY RIGHTS

If you have an account with The CEO Legal Loft you can delete your account within your account login OR you can email hello@theceolegalloft.com and The CEO Legal Loft will delete your account. Some information may be retained for fraud, legal investigations, enforce terms and conditions, or troubleshoot.

If you want to opt out of email marketing, you can do so at any time using the unsubscribe button within the emails you are sent or by using the contact information below.

CHILDREN’S ONLINE PRIVACY PROTECTION ACT

This website is not directed at children and does not collect information from persons under the age of 13. If your child submitted personal identifiable information to The CEO Legal Loft, please email hello@theceolegalloft.com and that information will be deleted.

CALIFORNIA RESIDENT’S PRIVACY RIGHTS

California Civil Code Section 1798.83 permits users who are California residents to request and obtain information about categories of personal information The CEO Legal Loft discloses to 3rd parties for direct marketing purposes and the names and addresses of all 3rd parties The CEO Legal Loft shared in the immediately preceding calendar year. If you are a California resident and would like to make this request, use the information below to contact The CEO Legal Loft.

 

Children under 18 years of age may request removal of content or information posted on www.theceolegalloft.com. To request removal, use the information below to contact The CEO Legal Loft and provide a statement that you reside in California.

YOUR RIGHTS UNDER THE CCPA

 You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to exercise free of charge:

Disclosure of Personal Information We Collect About You

 

You have the right to know:

• The categories of personal information we have collected about you;

• The categories of sources from which the personal information is collected;

• Our business or commercial purpose for collecting or selling personal information;

• The categories of third parties with whom we share personal information, if any; and

• The specific pieces of personal information we have collected about you.

 

Please note that we are not required to:

• Retain any personal information about you that was collected for a single one-time transaction if, in the ordinary course of business, that information about you is not retained;

• Reidentify or otherwise link any data that, in the ordinary course of business, is not maintained in a manner that would be considered personal information; or

• Provide the personal information to you more than twice in a 12-month period.

Personal Information Sold or Used for a Business Purpose

In connection with any personal information we may sell or disclose to a third party for a business purpose, you have the right to know: 

• The categories of personal information that we disclosed about you for a business purpose.

•You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information.

Please send an email to hello@theceolegalloft.com if you do not want your information disclosed to third parties.


NEWSLETTER PRIVACY

We offer the opportunity for You to volunteer certain information to Us that is used for email and marketing purposes. This information includes, but is not limited to, Your name and email. You will have an opportunity to unsubscribe from any future communications via email, but We reserve the right to maintain a database of past email subscribers. We reserve the right to use this information as reasonably necessary in Our business and as provided by law. Your information will be shared with reasonably necessary parties for the ordinary course of conducting Our business, such as through Facebook ads.

CHANGES TO THE PRIVACY POLICY

The privacy policy can be changed at any time. The updated version will have a “Revised” date and is effective on the “Revised” date.

WHO TO CONTACT ABOUT THIS PRIVACY POLICY

If you have questions or comments, you can email hello@theceolegalloft.com or send snail mail to 6421 N. FLORIDA AVE, STE D PMB 1101, TAMPA, FL 33604.

ENTIRE AGREEMENT

The information contained herein along with the terms and conditions constitutes the entire agreement between site users and Our company relating to the use of this website.