Covered. — Legal Document Builder for Your Entire Business
Attorney-Built for Online Business Owners

Customize your contracts in minutes without cobbling them together.

You know you need contracts. You just don't know which ones, and what you have right now is probably not enough. Covered. figures that out for you.

Built by a business attorney with 12+ years of experience, including the Department of Justice.

Covered. contract builder interface
See it in action

Watch me build a Privacy Policy for my own firm in under 10 minutes.

Beta Access Is Limited
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25+
Document Types
12+
Years Legal Experience
4
Document Categories
10 min
or Less to Build

Contracts kept showing up fine until something went wrong. And when something went wrong, the contract had nothing to say about it. So I built something that does.

Covered. is not a template you download and hope for the best. It asks you the right questions — like how you get paid, how your IP is handled, what happens when a client disappears, or what your refund policy actually says — and builds the document around your answers.

You get access to client agreements, website policies, an NDA, an LLC operating agreement. If your business needs it, it's in here. And we're continuing to add more.

You have contracts. You're not sure they'd hold up.

You have a contract that you've been using for 2+ years. You couldn't tell someone right now what it says about scope creep, who owns the work if the relationship ends early, or what happens when a client just stops responding.

Your designer made your logo. By default, they own it. Not you. That changes the moment you have the right contract.

You have a website, a contact form, and probably a freebie. You've been collecting emails for months, and you don't have a privacy policy. That's illegal.

The problem isn't that you have no contracts. It's what they don't say.

  • Your contract says when the client should pay. It doesn't say what happens when they don't. When payment is late, your contract has nothing to say about it. You're left making a decision with no guidance and no leverage.
  • Your refund policy and your termination clause are contradicting each other. Two sections written separately, now pulling in different directions. You won't find out until a client points it out.
  • You're collecting email addresses every day without a privacy policy. If you have a website, a freebie, a newsletter, or a contact form and someone hands you their email address, you're legally required to have a privacy policy. That's not a recommendation. It's the law.
  • You shared your process, your pricing, and your business model before anything was signed. The partnership conversation happened. But no NDA was signed. Everything you shared is now in someone else’s hands, and you have no control over what they do with it..
  • Your IP clause doesn't say what transfers or when. The client believes they own the work. You believe you retain it. Neither of you is technically wrong because the contract never said.

An attorney-built contract tool that writes your documents around your business.

01

Choose your document

Pick from 25+ document types — a coaching contract, a VA agreement, a privacy policy, an NDA, a retreat agreement, and more. If your business needs it, it's in here.

02

Answer questions about your business

Every question is in plain English with an explanation of what you're choosing and why it matters. No law degree required to get through it.

03

Get your document in minutes

Copy it into DocuSign, HoneyBook, Dubsado, or wherever you send agreements. Ready to use in 10 minutes or less.

This isn't a template with blanks to fill in. The document is built around how you answer the questions. Your payment structure, your refund policy, your IP preferences, and your state all shape what your contract actually says. Every clause is there for a reason and every question has an explanation so you understand what you're agreeing to.

Every legal document your business needs. In one place.

For your clients, your team, and your partners

Every contract for the people you work with whether you're delivering a service, hiring help, or collaborating with someone else. 15 contract types
  • Coaching Contract
  • VA Agreement
  • Social Media Manager Agreement
  • Independent Contractor Agreement
  • VIP Day Contract
  • Retreat Agreement
  • Collaboration Agreement
  • Affiliate Agreement
  • Speaker Agreement
  • Summit Organizer Agreement
  • Influencer Agreement (both sides)
  • Bundle and Contributor Agreement
  • Membership Terms and Conditions
  • Termination Agreement
  • Client Service Agreement

For your website and your offers

The legal pages your website needs before you run ads, collect emails, or take a single payment online. 5 document types
  • Privacy Policy — includes GDPR, CCPA, COPPA, CAN-SPAM, and state-specific coverage
  • Website Terms and Conditions
  • Terms of Purchase — for digital products, courses, and downloads
  • Chargeback Policy
  • ADA Accessibility Statement

Documents you need but don't know you're missing

The add-ons most business owners skip until a client, a podcast guest, or a copying situation makes them wish they hadn't. 7 document types
  • NDA / Confidentiality Agreement — one-way or mutual
  • AI Use Disclaimer
  • Health Disclaimer
  • Podcast Guest Release
  • Testimonial Release
  • DMCA Takedown Notice
  • Contract Amendment

For your LLC

The document LLC owners don't realize they need after filing that separates you from your business legally. 1 document type
  • Single Member LLC Operating Agreement with 50-state coverage and state-specific compliance notes for California, New York, Wyoming, and Delaware
Do the math

What does your business actually need?

Check everything that applies to your business. See exactly what you'd pay buying each document separately — versus getting all of them inside Covered.

Check everything that applies
Most businesses need at least 5 of these. Select yours and watch the numbers build.
Documents you need
Select your business situations to see your documents.
Cost if purchased separately
Covered. — all 25+ documents $497
You save $0

Check the boxes on the left to see how quickly the savings add up.

Get All 25+ Documents — $497

Attorney-built means every clause is there for a reason.

Every clause in Covered. is intentional. Every question in the tool exists because the answer affects what your document actually says. The questions are specific to your business — how you accept payment, how you handle IP, what your refund terms actually are.

You'll leave with contracts you understand, not documents you copied from somewhere and hoped were right. That's the difference between having a contract and having one that actually works.

12+ years of legal experienceBusiness attorney with a practice built around online business owners
Department of Justice backgroundFederal attorney experience that shapes how every clause is drafted
Built for online business ownersNot corporate templates adapted for freelancers. Written from the ground up for coaches, designers, VAs, copywriters, consultants, digital product creators, and everyone in between.
Plain English throughoutEvery clause explained. Every choice defined. You know what you're agreeing to before you sign it.

The tool is built and ready to use. You're getting in early.

Covered. is in beta. It's fully functional and ready to use right now. More document types are being added and the tool is being refined based on user feedback. Everyone who gets access during beta receives all future additions at no additional cost.

The tool is approximately 85% complete. Every document currently inside Covered. is attorney-built and ready to use. Beta access means getting in at the founding price before it goes up, and everything added in the future comes at no additional charge.

Get in before the price goes up.

Beta Access
$497
Lifetime Access
  • Immediate access to all 25+ document types
  • Every document customized to your business — not a fill-in-the-blank
  • All future document additions included at no additional cost
  • All future updates and improvements included
  • One payment and it's yours forever.
Get Access Now — $497

The price increases after beta closes. Lifetime access isn't a permanent offering. After beta ends, access moves to annual pricing. This is the lowest this will ever be priced.

Before you buy.

No. Covered. is a contract builder. You answer questions specific to your business and the tool builds the document around your answers. What you get at the end is a contract built for how your business actually works — not a starting point you have to figure out yourself.

No. The Contracts Pass was a library of templates you customized yourself. Covered. builds the document for you based on your answers. You're not starting from a blank contract and trying to make it fit — the tool does that work.

No. Every question is written in plain English with an explanation of what you're choosing and why it matters. You don't need a legal background to get through it. That's the point. We do always suggest having a lawyer review your final document before you send it.

You go back in and rebuild it with updated answers. If your business evolves, your contract updates with you. You're not stuck with whatever you put together two years ago.

Yes. Every document in Covered. is built for U.S.-based businesses and includes state-specific considerations where they apply — including California, New York, Wyoming, and Delaware for the LLC operating agreement.

You can download a .txt file or copy and paste directly from the tool into whatever you use to send agreements — DocuSign, HoneyBook, Dubsado, a Google Doc, whatever works for your business.

Beta closes when it hits capacity. Covered. will be available again at Black Friday at a higher price — after that it moves to annual pricing. The $497 lifetime access price is not coming back after beta closes.

You have 7 days to try Covered. If it's not a good fit, reply to your confirmation email and you'll get a full refund. No questions asked.

Your legal setup is either protecting your business or it isn't.

Your contracts need to fully cover your business. Use Covered. to secure your business and bank account.

Get Beta Access — $497
by The CEO Legal Loft

Covered. is an attorney-built legal document tool. It does not constitute legal advice and does not create an attorney-client relationship. For complex legal situations, consult a licensed attorney in your state.