You know you need contracts. You just don't know which ones, and what you have right now is probably not enough. Covered. figures that out for you.
Built by a business attorney with 12+ years of experience, including the Department of Justice.
Contracts kept showing up fine until something went wrong. And when something went wrong, the contract had nothing to say about it. So I built something that does.
Covered. is not a template you download and hope for the best. It asks you the right questions — like how you get paid, how your IP is handled, what happens when a client disappears, or what your refund policy actually says — and builds the document around your answers.
You get access to client agreements, website policies, an NDA, an LLC operating agreement. If your business needs it, it's in here. And we're continuing to add more.
You have a contract that you've been using for 2+ years. You couldn't tell someone right now what it says about scope creep, who owns the work if the relationship ends early, or what happens when a client just stops responding.
Your designer made your logo. By default, they own it. Not you. That changes the moment you have the right contract.
You have a website, a contact form, and probably a freebie. You've been collecting emails for months, and you don't have a privacy policy. That's illegal.
Pick from 25+ document types — a coaching contract, a VA agreement, a privacy policy, an NDA, a retreat agreement, and more. If your business needs it, it's in here.
Every question is in plain English with an explanation of what you're choosing and why it matters. No law degree required to get through it.
Copy it into DocuSign, HoneyBook, Dubsado, or wherever you send agreements. Ready to use in 10 minutes or less.
This isn't a template with blanks to fill in. The document is built around how you answer the questions. Your payment structure, your refund policy, your IP preferences, and your state all shape what your contract actually says. Every clause is there for a reason and every question has an explanation so you understand what you're agreeing to.
Check everything that applies to your business. See exactly what you'd pay buying each document separately — versus getting all of them inside Covered.
Check the boxes on the left to see how quickly the savings add up.
Get All 25+ Documents — $497Every clause in Covered. is intentional. Every question in the tool exists because the answer affects what your document actually says. The questions are specific to your business — how you accept payment, how you handle IP, what your refund terms actually are.
You'll leave with contracts you understand, not documents you copied from somewhere and hoped were right. That's the difference between having a contract and having one that actually works.
Covered. is in beta. It's fully functional and ready to use right now. More document types are being added and the tool is being refined based on user feedback. Everyone who gets access during beta receives all future additions at no additional cost.
The tool is approximately 85% complete. Every document currently inside Covered. is attorney-built and ready to use. Beta access means getting in at the founding price before it goes up, and everything added in the future comes at no additional charge.
The price increases after beta closes. Lifetime access isn't a permanent offering. After beta ends, access moves to annual pricing. This is the lowest this will ever be priced.
No. Covered. is a contract builder. You answer questions specific to your business and the tool builds the document around your answers. What you get at the end is a contract built for how your business actually works — not a starting point you have to figure out yourself.
No. The Contracts Pass was a library of templates you customized yourself. Covered. builds the document for you based on your answers. You're not starting from a blank contract and trying to make it fit — the tool does that work.
No. Every question is written in plain English with an explanation of what you're choosing and why it matters. You don't need a legal background to get through it. That's the point. We do always suggest having a lawyer review your final document before you send it.
You go back in and rebuild it with updated answers. If your business evolves, your contract updates with you. You're not stuck with whatever you put together two years ago.
Yes. Every document in Covered. is built for U.S.-based businesses and includes state-specific considerations where they apply — including California, New York, Wyoming, and Delaware for the LLC operating agreement.
You can download a .txt file or copy and paste directly from the tool into whatever you use to send agreements — DocuSign, HoneyBook, Dubsado, a Google Doc, whatever works for your business.
Beta closes when it hits capacity. Covered. will be available again at Black Friday at a higher price — after that it moves to annual pricing. The $497 lifetime access price is not coming back after beta closes.
You have 7 days to try Covered. If it's not a good fit, reply to your confirmation email and you'll get a full refund. No questions asked.
Your contracts need to fully cover your business. Use Covered. to secure your business and bank account.
Get Beta Access — $497© 2020-2026, Michelle W. Murphy LLC, All rights reserved. | Legal
Helping small business owners nation & Worldwide; based in boynton beach, fl
Legal Disclaimer: The CEO Legal Loft is owned by Michelle W. Murphy, LLC and is not a law firm. Nothing on this website is legal advice and no attorney-client relationship is formed by purchasing or viewing a resource or contract template on this site. If you have a specific problem and need legal advice, contact a licensed attorney in your state or the state bar.